Medicare questions
Real questions, straight answers
Every page below answers one question the way we'd answer it across the kitchen table: the direct answer first, then the caveat most articles skip.
What Happens If I Do Nothing During Medicare Open Enrollment?
If you do nothing during Medicare open enrollment, your current plan generally renews automatically on January 1 with whatever changes your insurer made for the new year.
Read the full answerDoes Medicare Open Enrollment Apply to Medigap?
No.
Read the full answerDoes a Medicare Agent Cost Anything?
No.
Read the full answerCan I Change Medicare Plans After December 7?
Sometimes.
Read the full answerDo I Have to Pass Medigap Underwriting When Leaving Medicare Advantage?
In most cases, yes.
Read the full answerWhat Is the Difference Between Medigap Plan G and Plan N?
Plan G covers almost everything Original Medicare does not, leaving you only the $283 Part B deductible in 2026.
Read the full answerShould I Choose Medicare Advantage or Medigap in Florida?
It depends on how you weigh monthly cost against flexibility.
Read the full answerHow Do I Read My Medicare ANOC Letter?
Your Annual Notice of Change arrives by September 30 and lists exactly what your current plan will change on January 1.
Read the full answerWhat Is the Medicare Part D Out-of-Pocket Cap?
The Medicare Part D out-of-pocket cap is $2,100 in 2026.
Read the full answerWhat Is the 5-Star Special Enrollment Period?
The 5-star Special Enrollment Period lets you switch to a Medicare Advantage or Part D plan rated 5 stars by Medicare once per year, any time from December 8 to November 30.
Read the full answerWhen Can I Enroll in Medicare Part B?
You can enroll in Medicare Part B during your seven month Initial Enrollment Period, which starts three months before the month you turn 65 and ends three months after it.
Read the full answerCan I Keep My Doctor When Changing Medicare Plans?
Often yes, but it depends on the type of plan.
Read the full answerYour question not here?
Ask a licensed advisor directly. Free, no pressure, and we answer the phone.
Mon–Fri 8am–8pm ET · Sat by appointment