Medicare by state
Medicare in Wyoming
Licensed in Wyoming · Birthday rule
How Medigap switching works in Wyoming
Wyoming has a Medigap birthday rule. Once a year, around your birthday, you can switch to another Medigap plan with equal or lesser benefits without answering health questions. The exact window length and rules are set by state regulators, so the details matter. Outside that window, and outside your original six-month Medigap Open Enrollment Period, standard medical underwriting usually applies.
Pinnacle Insurance Advisors is licensed in Wyoming. Our independent advisors compare Medicare Supplement, Medicare Advantage, and Part D options available where you live, explain the trade-offs in plain English, and help you enroll, all at no cost to you. Most Wyoming clients work with us entirely by phone.
Wyoming implemented its rule in 2025. The Department of Insurance describes it as allowing you to evaluate and select alternative Medicare Supplement plans beginning on your birthday and continuing for 63 days, without the need for medical underwriting.
State rules change. We confirm the current rules before any application, and Medicare.gov is the official federal resource.
New to Medigap? Start with how Medicare Supplement plans work, including the two most popular choices, Plan G and Plan N.
Free official counseling in Wyoming
State Health Insurance Assistance Program (SHIP)
Wyoming SHIP
Every state runs a free, federally funded SHIP offering unbiased Medicare counseling. It is a resource we genuinely recommend alongside our own help.
Find Wyoming SHIP contact details · 1-800-856-4398
Compare every plan available at your Wyoming address. One free call.
Wyoming Medicare questions, answered
Yes. We are licensed in Wyoming and help clients there by phone at no cost. Call 1-877-826-0053 to talk with a licensed advisor about the options available where you live.