Medicare by state
Medicare in Minnesota
Licensed in Minnesota · Unique system
How Medigap switching works in Minnesota
Minnesota does not use the standardized Medigap plan letters (like Plan G or Plan N) that most of the country uses. It runs its own version of Medicare Supplement coverage with its own rules for benefits and enrollment. That makes comparing options here different from anywhere else, and it makes good guidance matter more.
Pinnacle Insurance Advisors is licensed in Minnesota. Our independent advisors compare Medicare Supplement, Medicare Advantage, and Part D options available where you live, explain the trade-offs in plain English, and help you enroll, all at no cost to you. Most Minnesota clients work with us entirely by phone.
Minnesota's policy options listed by the state include the Basic plan, the Basic plan with riders, the Extended Basic plan, and Medicare SELECT. The Extended Basic plan is defined in Minnesota statute, which is part of why comparing coverage here works differently than in the rest of the country.
State rules change. We confirm the current rules before any application, and Medicare.gov is the official federal resource.
Curious how Medicare Supplement works in the rest of the country? See our Medigap guide.
Free official counseling in Minnesota
State Health Insurance Assistance Program (SHIP)
Minnesota Aging Pathways
Every state runs a free, federally funded SHIP offering unbiased Medicare counseling. It is a resource we genuinely recommend alongside our own help.
Find Minnesota Aging Pathways contact details · 1-800-333-2433
Compare every plan available at your Minnesota address. One free call.
Minnesota Medicare questions, answered
Yes. We are licensed in Minnesota and help clients there by phone at no cost. Call 1-877-826-0053 to talk with a licensed advisor about the options available where you live.