Medicare in Michigan

In Michigan, Medicare Supplement (Medigap) plans use standard medical underwriting outside your protected windows. That means the best time to enroll is your six-month Medigap Open Enrollment Period, which starts the month you are both 65 and enrolled in Part B. During that window, carriers must accept you regardless of health history. After it closes, switching plans usually means answering health questions, and approval is not guaranteed.

Pinnacle Insurance Advisors is licensed in Michigan. Our independent advisors compare Medicare Supplement, Medicare Advantage, and Part D options available where you live, explain the trade-offs in plain English, and help you enroll, all at no cost to you. Most Michigan clients work with us entirely by phone.